
UNLOCKING HOMEOWNERSHIP (HOMEBUYING 101)
Created & Presented by: Tosha Wilson-Davis, MPA, MSCJ, REALTOR, SRS
Penciled IN Realty & Investment Services, LLC
Dreaming of ditching the rental life and planting roots in a place you can call your own? Dive into our interactive adventure that guides you through the A-Z of becoming a homeowner! This engaging course breaks down the complexities of buying a house, from understanding mortgages and navigating the market, to making an offer and sealing the deal. You'll get insider know-how on credit scores, budgeting for your dream home, and even the legalities of closing. Plus, real-life scenarios will arm you with confidence to tackle every step of the homeownership journey.
But it's not just about getting the keys; it's about thriving once you're in the door. We'll cover must-know maintenance tips to protect your investment, strategies for dealing with unexpected repairs, and ways to increase your property's value over time. Learn how to turn the house you buy into the home you love, all while building financial security for the future. With expert insights and practical tools, you'll be ready to unlock the door to your very own home—and the life that comes with it.
DISCLAIMER: This course is for informational purposes only. This is a general homebuyer education course, and all content has been developed by a licensed REALTOR in Georgia. All copyrights belong to the content developer. Copying any portion of the material in this course is strictly prohibited. This course does not satisfy any HUD, government, or lender program requirements.
What you will learn
When crafting this course, I kept in mind the hurdles and headaches that can overwhelm first-time homebuyers. It's packed with actionable insights and step-by-step guidance, all to demystify the purchasing process. Trust me, I know how daunting buying your first home can seem, but that's exactly why this course is so invaluable. I've organized every lesson to build on the last, ensuring you gain confidence and clarity with each module. Whether it's deciphering mortgage jargon, understanding market trends, or navigating closing costs, you'll find each topic is broken down into digestible and relatable content. By the end of our journey, you'll be equipped not just with knowledge, but with the tools to make smart, personalized decisions on your path to owning your very own home.

Your instructor
Tosha Wilson-Davis brings to the Unlocking Homeownership Course a robust tapestry of professional expertise and academic excellence, drawing from over 18 years of professional experience spanning 15+ years in higher education, career development and writing, federal government contract negotiations, and real estate. As both a seasoned educator and a licensed REALTOR® holding a Seller Representative Specialist (SRS) designation and being named Best of Zillow seven times in a row for 2025, Tosha integrates practical insights with impactful teaching methods. Her specialized knowledge in training and development, course development, and real estate provides a unique perspective on navigating the professional landscape towards homeownership. Her Motto: The More You Know, The More You Know; the Further You Can Go!
Tosha's personal journey as a first-generation high school and college graduate ignites her dedication to empowering others through education, exemplified by her work at institutions like Park University, Georgia Military College, and Tulane University. Armed with advanced degrees in Criminal Justice and Public Administration from Troy University, she leverages her academic foundation to inform and inspire future homeowners. Tosha's passion for training and development extends beyond the classroom, as she actively champions career success and lifelong learning. Her commitment to sharing her expertise makes her an invaluable guide for those seeking to unlock the doors to their own homes and futures.
Curriculum

Comprehensive
Your A to Z Guide for Buying Your First Home

Strategic
Smart Planning for Future Homeowners

Empowering
Gaining the Confidence to Navigate the Housing Market